So mom said you are no longer eligible for her and pops health insuarcne plan? Well now is the time to start thinking about your options. Don't worry too much, if you are between careers or still working on making it happen you can probably qualify for individual health insurance.
Many major carriers have individual health plans. Many carriers have plans especially tailored with your age and lifestyle in mind. So if you are not eligible for a group plan individual health insurance is a really good alternative.
There are many plans that are designed with your needs in mind. They know what you expect and what is important to your generation. Some good examples are the Unicare Sound and Blue Cross Tonik plans. These plans are specifically designed to appeal to the 20 something's.
Twenty Something's do not want to hassle with numerous bills. They want to go to the doctor, pay a set price and go on with their busy life. So some of these new plans offer an all inclusive co pay. Meaning it includes lab and x-ray, something not typically covered in the office visit.
Twenty somethings are crazy about this feature. The typically have a pretty fixed budget and paying several bills for 1 trip to the doctor is not budget friendly to them. They love that they can go to the doctor pay $30 or $40 and be done with it.
Another added bonus we are seeing in the plans are dental and vision benefits. Typically , you would have to add these benefits for an additional cost. These plans have one affordable premium with the added benefits built right in.
The 20 somethings do not like all the fine details either. So these plans are simple and straight forward. They have left off the popular co insurance component of health insurance plans. So once they meet their deductible the carriers pay 100%. So no more 80/20 or maximum out of pocket confusion here.
Kudos to the carriers for wising up and seeing the need for simple affordable plans for the 20 something group. they have unique needs and are very financial savvy consumers. They do not need or have to go without health insurance like the days of our parents. - 16732
Many major carriers have individual health plans. Many carriers have plans especially tailored with your age and lifestyle in mind. So if you are not eligible for a group plan individual health insurance is a really good alternative.
There are many plans that are designed with your needs in mind. They know what you expect and what is important to your generation. Some good examples are the Unicare Sound and Blue Cross Tonik plans. These plans are specifically designed to appeal to the 20 something's.
Twenty Something's do not want to hassle with numerous bills. They want to go to the doctor, pay a set price and go on with their busy life. So some of these new plans offer an all inclusive co pay. Meaning it includes lab and x-ray, something not typically covered in the office visit.
Twenty somethings are crazy about this feature. The typically have a pretty fixed budget and paying several bills for 1 trip to the doctor is not budget friendly to them. They love that they can go to the doctor pay $30 or $40 and be done with it.
Another added bonus we are seeing in the plans are dental and vision benefits. Typically , you would have to add these benefits for an additional cost. These plans have one affordable premium with the added benefits built right in.
The 20 somethings do not like all the fine details either. So these plans are simple and straight forward. They have left off the popular co insurance component of health insurance plans. So once they meet their deductible the carriers pay 100%. So no more 80/20 or maximum out of pocket confusion here.
Kudos to the carriers for wising up and seeing the need for simple affordable plans for the 20 something group. they have unique needs and are very financial savvy consumers. They do not need or have to go without health insurance like the days of our parents. - 16732
About the Author:
The author broker Jeff Cline can help you in your search for individual health insurance . He is an expert on the health plan options for young adults. If you are a student he also has student health insurance options. Contact him anytime. He is dedicated to helping you meet your individual needs. you can contact him at toll free 866-526-9669
