Wednesday, December 31, 2008

Excel 2007 AutoFill And Custom Lists

By Matthew Fletcher

Excel's AutoFill facility relies on the program's ability to recognize patterns in the values that you enter. For example, say you type "Week 1" in a cell; you can have the program automatically enter "Week 2", "Week 3", etc. by dragging the AutoFill handle. This is situated in the bottom right of the cell. When the cursor moves over it, the cursor changes appearance to a plus sign (+). At this point you simply click, hold, drag in any direction and Excel will pick up the pattern and reproduce it to create automatic data entries.

Each time you use the AutoFill handle Excel displays the AutoFill Options drop down menu just below the last cell which has been automatically created. If the program has not entered the data you wanted it to, just choose one of the entries in the AutoFill Options to tell it what you wanted it to do. For example, if you choose Copy Cells, Excel will generate an exact copy of what was in the original cell.

Excel also has the ability to automatically enter arbitrary series of data using a feature called Custom Lists. Certain lists are built into Excel, for example, the months of the year. To use the AutoFill feature, enter the first value in the list, for example, "Jan" or "January". Next drag the AutoFill handle (located in the bottom right of the active cell) in any direction to automatically enter the rest of the custom list.

As well as these built-in lists, Excel allows you to create your own custom lists. For example, suppose you work for a company that has branches in several towns. It's a safe bet that you'll need to list these towns quite frequently in your spreadsheets. You could therefore save yourself considerable time by setting up the towns as a custom list.

To do this, simply select cells in one of your worksheets that contain the information. Next, click on the Office button and choose Excel options. Click on "Edit Custom Lists" in the "Popular" category. Excel displays the contents of the cells that we highlighted. To convert the selected data into a custom list, we simply click on the "Import" button.

Having created a custom list, you can use it in any of your worksheets, not just the one that contained the original information. To conjure up the entries in the list, simply enter the first value. Next, drag the AutoFill handle and Excel will generate the remaining entries. When you use this facility, you are able to drag in any direction and you don't have to start with the first entry in the custom list.

You can also create custom lists directly in the "Custom Lists" dialog box. Simply click on the "List Entries" button and enter the elements separated by a carriage return. When you have finished entering your list, click on the Add button.

To delete a custom list, simply click on it and click on the "Delete" button. Excel verifies that you want to delete the list and when you click "OK", the list is gone. - 16732

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Things to Know When Putting Up an Employment Agency

By Alice Sy

Starting an employment agency can be a very good idea, especially now that employment in Hong Kong is becoming high. A domestic helper agency can just be the right thing to put up since the demand for housemaids are increasing. If you are interested in this type of business, here are some pointers for you:

Take a look at your budget. No business can be established without a capital. There will be a need to buy some equipment and materials, and employ people who will make up your staff.

Check on the competitors' pricing for you to get some idea on how you should set your own rating system. Your price should be competitive enough to attract both clients and applicants.

In putting up a domestic helper agency, you will be required to secure permits and other necessary documentations. You cannot operate legally without these, so be sure to gather all the information that you will need in line with this issue such as the "where tos" and the "hows".

Decide where your office site will be. Would you rent a space or is it your preference to situate it in your home. Some business owners chose their homes to become their business base. This is to save both time and money on their part. Whatever your choice will be, you have to make sure that your place can easily be accessed by your applicants.

Have a phone installed in your office. As much as possible, it should only be dedicated for the business, so avoid using it for personal use. Some clients and applicants may want to call. For this reason, that phone line should be kept open for them, as much as possible. Installing an answering machine, voice mail system or diverting calls to your personal phone promises a more efficient service.

Now, here are two of the best parts --- marketing your services and getting job orders. You can obtain them fast enough if you have some good marketing strategies which are ready to be applied. You can create print ads or announce your business through various directories and classified ads online and offline. You can hire skilled marketers or establish a reward system which will entitle anyone who can bring in new clients to a commission.

No matter what, it's quite important for your business to keep on finding jobs to give to your applicants. There may be many applicants but what's the use if they will have no employer to go to? - 16732

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Internet Holiday Shopping Can Save You Time, Stress and Money

By Edie Mindell

Don't fancy the idea of crowds and traffic? Do your shopping online. If you have had it with traditional holiday shopping you are not alone. Even the most fearless and most organized holiday shopping divas tire from the endless crowds and cheesy holiday music. Luck for us in this day and age there is another option: internet shopping.

Internet shopping is sweeping the nation and is quickly become a very normal occurrence. Yet as any shopping diva knows there are a few ins and outs that can greatly increase your success.

Shop Savvy

First off, just because you can shop from home in your undies does not mean that you need any less preparation. You are a shopping diva, after all, and just because you are taking your list into cyberspace instead of retail space does not eliminate the need to check it twice. Once you have prepared your list with the utmost care, then you are ready to shop.

Shop Safe

With identity theft being an ever-growing threat, one of the first things an internet shopping diva needs to know is how to make her funds secure. There are a few ways to do this. One of the first ways is to make certain you only give out credit card information on secured websites.

Check if the site is secure by looking for a padlock icon on your browser window. If there is no such icon, the site is not secure and you shouldn't give out your information. Never ever give out credit card information in email. Email is not secure.

Other security measures include using the same credit card to make all your online purchases. This card should carry a low spending limit. That way if your information is stolen the culprit can't rack up huge bills. Also using just one card eliminates the question of what card was used when or if you need to contest a charge.

Shop Smart

One of the great things about taking the shopping online is that there are tons of review websites. When shopping in person at Holiday Toddler Toy Emporium, the only review you are likely to get about a toy is from the box, fellow shoppers or the teenage sales clerk. These resources often leave much to be desired.

Not so with online stores. Reviews are plentiful, detailed and have real life experience. This kind of information at your fingertips will help you avoid poor purchases.

Shop Savings

Hesitate to shop online because you think the cost is too much? This is not true. You can use the same coupons online as in the store for cost savings. In addition to coupon savings you rarely need to pay sales tax on online purchases. This is a savings of on average 8% right back into your pocket.

Shipping costs are a concern, but if you shop early you can avoid high express shipping rates as well as the trip to the post office when you need to send your three-year-old nephew his Christmas gift. - 16732

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The Benefits of Continuously Updating Your Computer Software

By Amy Nutt

Software programs are the lifeblood of our computers, without up to date software programs we wouldn't be able to do all of the things that we need to do on our computers.

Some software updates may not be quite as necessary as others, but regular updates to some software are crucial to provide necessary security against the latest internet threats.

What Types of Updates are a Necessity?

If you spend time on the internet, send and receive e-mails or send and receive instant messages then internet security software is a necessity. Internet security software is what will protect you against viruses, spy-ware, ad-ware, mal-ware and all other sorts of threats present to those who spend time on the internet. New viruses and other forms of internet threats are generated every single day, in order for you to stay safe from these threats you need the best and most up to date security that you can get.

Some internet security software companies, like the producers of Norton Internet Security 2009, are constantly generating protection from the latest forms of internet threats and they make these updates available for their customers as soon as they are ready. Subscribers to Norton Internet Security 2009 can receive 'pulse' updates that are available with up to the minute protection to ensure that the user is protected from every type of threat as soon as it's discovered.

Continuously updating your computer security software is an absolute necessity if you want your computer to be protected and to be running as fast and efficient as it's capable.

What Types of Updates are Optional?

Some software companies tend to go a little bit overboard with updates, releasing a "brand new" version of a program when their users have barely even gotten a chance to get used to the previous version of the same program. These are the updates that you have to make a decision as to whether of not you want or need it enough to download the update.

You sometimes need to be wary of potential bugs that may be introduced with updates, manufacturers all too often rush the release of an update and let it hit the market before all of the bugs and incompatibilities are worked out. It's not always necessary for a software package to be updated every few weeks or months.

For software packages or programs that you have installed on your computer that don't have to do with your PC's security, you have the freedom to be able to choose when and if you will install an update without the fear of an imminent threat making the decision for you. You can take the time to take into account how much you like the current version of the software and how well it runs on your system. You can compare the features listed in the update to the features of the version that you are currently running - if the features on the version you have are more appealing to you, or if the new version has no new features that you want or need, then you don't have to update. You have the freedom to sit back and wait for reviews and reactions to the latest updates of programs that you are running, if the risk of incompatibilities outweighs the new features offered you can wait until the bugs are worked out in a future update, or just keep running the current version that you already have installed.

Ultimately - any update that becomes available on any type of software is optional, but you can keep your computer running at an optimal level by continuously updating discount computer software as the updates become available. Any updates that fix existing problems with software that you run are beneficial to download, as is any update that will increase the speed of the programs you are running, but the biggest benefit of updates comes with security software. Continuously updating your security software guarantees that you will be safe from the latest threats that may invade and cause problems with your PC, it will give you the piece of mind to surf the internet freely because you are protected. - 16732

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Finding Good Online Loans

By Dave Davis

Most of us need extra cash from time to time and sometimes it's hard to get our hands on it. Maybe you need some extra money for the holidays, or maybe bills and other expenses are starting to stack up. If this is the case for you, finding an online loan may be a solution that will really help you out.

Online loans usually work just how you would think. You apply online through a secure service, and provide the lender with all of your personal information. They will usually ask if you have a job and you will need to provide your social security number for identity verification. While some lenders can provide instant approval, most services will take a few hours to make a decision.

If you're approved, most online lenders will notify you via email. Once approved, the money is generally direct deposited into your checking or savings account. You will usually get the money the day after you're approved.

Before you start filling out an online application, make sure to do your due diligence on the lending institution. Since you will probably have to provide your social security and driver's license numbers, you will want to make sure that the site you're using is secure.

Since theft of identity is quite common, you will want to be extra careful. Making sure that the company you want to get a loan from has a good history is highly recommended. You should be able to find plenty of information online about any company that you are considering.

The lender you're looking into should show on their site that it is encrypted and secure. This will ensure that you're information isn't stolen or posted somewhere else on the web. As long as the site is on a secure server, you shouldn't have any problems. - 16732

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Discount Suits In A Tough Economy

By Victor Santerino

The big recession has brought more attention to the individual balance sheet than any other event in recent years. People want to save money anywhere they can, and business clothing is no exception.

Discounted prices on suits, blazers, and even collared shirts can be found at every turn, but only if you know where to look. Read this article and you will be one of the people that know where to look.

Places to look for discount suits have grown past estate sales, thrift stores, and yard sales. People can use these places to get great deals on used clothing. However, discounts on new suits can currently be found at department stores, store closings, and all over the web.

Searching the local Sunday newpaper has become a great way to find nice local deals at department stores. Your local Sears or Macy's department store can be a great place to find slashed prices.

Store closings are another great place to find fantastic deals. Companies like S&K menswear are starting to close some of their less profitable stores and are giving their suits out at rock bottom prices.

Estate sales and yard sales have traditionally been great places to find used suits at costs that are almost negligible. In addition to the already low prices, many times people running these sales are willing to take offers which can save you over 50 percent off the listed price.

Shopping local thrift stores can be a fun way to save money on local used suits. However, this is not always the most efficient way to quickly find some nice suits.

When doing research on suits at your computer you can decide to buy them at considerable discounts. Make sure to check shipping costs and delivery times before you click buy and you cannot go wrong. - 16732

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Stop! Don't Go On a Cruise With a Baby Until You Read This

By Brooklyn Sterritt

Our recent Caribbean cruise on Crown Princess ship with our 10 month old daughter was fantastic. We enjoyed it so much that we are starting to plan for another cruise in about a year.

There is some planning to be done beforehand, but the planning is well worth the effort. There are many things that you will need for your baby on the cruise vacation. Here is our list of the top 10 must things to have on a cruise vacation with a young baby.

1. Number one on our list is a comfortable stroller. Comfort for your baby is important - but it also important that the stroller can be folded so that it can be taken on an airplane and so that it won't take up too much room in your cruise ship cabin. Our stroller was in constant use from morning to night. We walked our daughter on the promenade deck every morning; we took our daughter to all of our meals in her stroller; we didn't want to miss out on the night-life on the ship - so every evening after dinner we bathed our daughter, dressed her in pyjamas, and then placed her back into her stroller. We then walked the ship with her, went to some clubs on the ship with her and before long she would fall fast asleep.

2. You cannot be without diapers. You can calculate how many diapers you will need on the trip by keeping track for a week or so before your trip of how many diapers your child uses in a typical day. Then simply multiply that number by the number of days in your vavcation. You also might want to consider waiting to buy the diapers in the city that you board your ship. That way you won't have to worry about checking them as luggage on your air flight (if your trip includes air travel). Our ship left from Ft Lauderdale Florida, and we had time between our flight arrival and the time to board the ship. We took a cab from the airport to a Kmart store and purchased the diapers and some other baby supplies before getting another taxi to the ship.

3. One thing to do on a cruise ship - especially when it is hot is to go to the kiddies pool with your child and cool off in the pool. In order for your child to go into the pool they have to wear swim diapers or they have to be toilet-trained.

4. Formula - consider packing enough powder formula for the duration of the trip. We purchased the required formula in Fort Lauderdale rather than bring it from home. Keep in mind that any formula entering the ship must be sealed & in the original container.

5. We wanted to make it easy and safe to make our baby's bottles so we took a kettle (with a thermostat controlled shut-off) with us so that we could boil water and know that the water was safe to mix with the powdered formula.

6. We took a formula dispenser with us. This allowed us greater flexibility for giving our daughter her bottle. Having the dispenser meant that we filled several bottles at a time with clean water and when baby is ready to have a bottle (anywhere on the ship), we just had to pour the premeasured formula into the bottle and give the bottle a shake.

7. Scented bags for dirty diapers. Because you will not have a diaper dispenser for dirty diapers with you - taking a supply of these bags will help reduce any bad odours in your room. They can be purchased at a dollar store or Babies r Us.

8. Bring baby soap for your child's bath. Our cabin did not have a bathtub and most cruise cabins won't have one. What you can do is plug the drain on the shower and put enough water in the shower in order to give your baby their bath.

9. Make sure that you bring something to protect your baby from the heat and sun, especially if you plan on spending much time in the sun with your child during the cruise. Before we left home we purchased a lightweight sun cabana. We used the cabana on two beaches and on the pool deck near the kiddies pool. It kept us and our baby comfortable and protected from the sun. To rent a cabana on the private island that our ship stopped would have cost us about $90. The cabana that we brought with us cost less than $50 and we use it all the time.

10. Zip lock bags - these are great for everything - snack holders, put really dirty/soiled clothes away until you get home. Use for things that leak - (ex. medicine). Use the bags on the ship to pack bibs, spoons to go for dinner so when they are dirty you can throw in the bag & clean when you get back to your room.

There are more items to consider, but start your list with these essentials items. - 16732

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Who Uses Article Marketing And Does It Work?

By Rob Metras

A marketing article is an effective and legitimate way to attract attention to your service, product, or program. Although abuses to the system sometimes occur, it is still an excellent way for people to inform the public of their products and services.

It is sometimes argued that marketing articles are not as effective in the contemporary marketing world. Those abusing the system by writing spam articles with poor content and quality may find that it doesnat work. Similarly those who do not know how to do it properly may find it doesnat work.

A marketing article can help you increase your site traffic, generate leads that could potentially lead to a product sell and establish yourself as an expert in your field. This is all done by sharing your knowledge with the world.

Search engines are vital to the success of internet marketing. Without traffic being directed to your site even the most fabulous products, ideas and website setup are useless. People must be drawn to your site in order for your site to work

Internet marketing SEO means using search engines to your fullest advantage. By crafting a well written article and identifying keywords in your article related to your site. By doing so you can increase your rating on well known search engines.

Success in article marketing happens by developing a strong reputation as an expert in a certain area. This is done by developing your skills, and creating current material that is relevant to your particular site is an important part of this process.

Dedicated ecommerce entrepreneurs and even bloggers can find article marketing useful. Yes, even bloggers! Blog writers usually rely on the advertising on their site to make money. Using article marketing to increase traffic to their blog increases the chances to make money.

Article marketing can be, and is, a highly legitimate method of website promotion. However certain ideals must be adhered to. It must not be abused. Also, it is important to really know about the areas youare writing about. If used correctly, you can generate a following of readers which can be rewarding not only intellectually as a writer, but it can also financially as well. - 16732

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Don't Blame it on Age

By Ike Lowe

There's no doubt about the fact that the body changes as we age and fat is stored in places that we didn't have to worry about when we were younger.

When your metabolic rate slows, your digestive system doesn't work as efficiently as it used to.

Hormonal changes in the body can also affect the shape that you are in but there is one thing that always remains the same at all ages - If you eat too much food and drink too much alcohol you will gain weight.

Many people use their age as an excuse for being over weight but this is not acceptable. Consider how many elderly people there are who are still slim, fit and healthy and you will see that age is not an excuse.

The bodies we have were created by poor lifestyle choices. The effects, of poor lifestyle choices, are increased as we age. We abuse our bodies with poor food choices and those choices are manifested with overweight and other health related problems due to poor nutrition.

You can and should expect to keep your fat percentage at an optimum level throughout your life. The health benefits from doing so will pay dividends with a better quality of life and reduced dependence on medication and other health related expenditures as you age.

Anyone at any age can benefit from improved nutrition and exercise.

A longer and happier life can be expected by using anything that will reduce the excess levels in your body fat.

You can turn back your body clock by beginning an exercise program coupled with an improvement in your nutritional intake. The most important part is getting started and the sooner you start the better. - 16732

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Acne Care: The Best Way to Prevent Breakouts

By Nathan James

Those who suffer from frequent acne breakouts may be best served by practicing appropriate acne care to prevent them from occurring rather than battling an outbreak after is happens. There are many different possible causes for acne, including hormonal imbalances and stress as well as clothing that is too tight that tends to hold sweat and other bodily oils tight to the skin.

Essentially, acne care involves insuring the sebum from the sebaceous glands does not have the chance to mix with dead cells and form a block in the pores, which becomes visible in the form of acne.

Some people remain convinced that acne can be caused by eating certain foods, but there is no scientific proof that links eating food to the outbreak of acne. It is also important to keep in mind that adolescents going through puberty are not the only people who should practice good acne care. Any person of any age, male or female, can potentially be susceptible to acne.

A person has an especially high risk of experiencing an acne breakout after they have done strenuous exercise; that risk is even greater if they were wearing tight clothes. To prevent acne, you should always shower right away after you exercise. Exfoliating is another important part of acne care, since dead skin cells need to be removed from the surface of the skin. After exfoliating, you need to use a moisturizer so that dry skin does not begin to flake off.

Proper Skin Cleansing: Not Just Soap and Water

Despite what many people do to avoid acne breakouts, they still suffer repeated problems, as many times it could be the soap they use. Many deodorant soaps, and even the drier sheets used in the laundry, can contribute to acne outbreaks regardless of the efforts for acne care. Many types of make up can also add more unwanted oils to the skin, and can contribute to additional problems with skin acne.

To care for the skin, you should use a 5% benzoyl peroxide solution on sensitive areas and a 10% formula on areas where your skin is thicker. Remember, however, that moisturizing the skin with an oil-free moisturizer is important after administering a benzoyl peroxide solution since the latter dries out the skin.

You may need to visit a dermatologist if you have found that, despite using several different acne products, your acne problem has not gotten better at all. The dermatologist can suggest a topical medication or even a prescription antibiotic if they believe it would be necessary in your case. - 16732

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Excel 2007 Navigation Techniques

By Andrew Whiteman

Each Excel document is called a workbook and each workbook can contain up to 255 worksheets. To navigate to a particular worksheet, click on one of the tabs displayed at the bottom of your screen.

To the left of the tabs will find four navigation buttons. These are useful where you have a workbook that either contains lots of worksheets or has worksheets with very long names. The very first one makes the name of the first worksheet visible; the very last one makes the name of the last worksheet visible. The left pointing arrow makes the name of the previous worksheet visible and of course the right pointing arrow makes the name of the next worksheet visible. These icons don't actually activate a worksheet; they simply make its name tab visible. To activate a sheet, you still have to click on that particular tab.

Worksheets can also be activated via the keyboard. To activate the next sheet to the right, hold down Control and press Page Down. This moves you forward through your worksheets are naturally holding Control and pressing the Page Up button moves you back to the left.

Once you have navigated to a particular worksheet, you will need to go to a particular cell or a particular section of that worksheet. Firstly, you can use the scrollbars to make different parts of the worksheet visible. Secondly, you can move around the worksheet using the arrows on your keyboard: down, right, up and left.

Excel also has some useful keyboard shortcuts for moving to the edges of a given body of data. To get to the right-most cell of your current range, hold down the Control key and press the right arrow key and of course to get to the bottom cell, hold down Control and press the down arrow.

It's also possible to do exactly the same thing using the mouse. Position the cursor on one of the edges of the selection rectangle (the bold highlight which is displayed around the currently active cell) and then simply double-click. Double-clicking on the right hand edge of the selection rectangle moves you to the extreme right of the current range. Double-clicking on the bottom edge moves the cursor to the bottom of the range, and so forth.

There are two final navigation key combinations which are definitely worth mentioning: Control-Home and Control-End. Hold down the Control key and press the End key to move to the bottom right of the active range. Hold down Control and press Home to move to the top left of the active range.

As well as navigating through worksheets, all users of Excel make frequent use of the Ribbon. Excel offers a series of useful keyboard shortcuts when working with the Ribbon.

To access the ribbon keyboard shortcuts simply press the Alt key once on your keyboard. A series of letters and numbers is then displayed which represent the shortcuts that you should type to activate that part of the Ribbon. For example, "W" is the shortcut for accessing the View Tab.

When you press "W" and the View Tab becomes active, another series of badges is displayed on each of the commands within the View Tab. For example, the "Arrange All" command has "A" as its keyboard shortcut, so simply typing "A" is equivalent to clicking the Arrange All button.

Once you've typed a letter to execute a command, the Ribbon loses focus and the shortcut badges disappear. To access Ribbon commands via the keyboard once more, simply press the Alt Key and the badges will reappear. This means that you never have to worry about learning keyboard shortcuts. All you have to remember is to press the Alt key on your keyboard and Excel will prompt you from there. - 16732

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Checking Your Dentist`s Credentials

By Amy Nutt

While the majority of dentists are good at what they do, there are always a few bad apples. Unfortunately, by the time you realize that you've chosen a bad one, the damage will have been done. To prevent possible problems, it`s a good idea to do a credential check on your dentist, to be sure that he or she hasn't had any problems in the past.

There are two main ways to go about checking credentials for your dentist. Here we will look at both and you can choose which is best for you.

State Boards All dentists must be registered with the state Board of Dental Examiners. They can provide you with a list of dentists, or you can find this online as most states make the list easily available on their website. You should be able to do a simple search for your dentist`s name and the following information will be made available.

- Address - Phone number - License number - License issue date - End of record mark

The number that concerns you here is the license number. You can use this to get further information about the dentist you are interested in by contacting the state Board of Dental Examiners. In some states, this can be done online, but in many, you`ll need to actually call the board up.

With the license number, you`ll be able to find out if the dentist has a valid license and if any disciplinary measures have ever been taken against him or her. You will need the number for your particular state`s board so you can call them up and ask for information about the dentist in question. Any other problems with their practice will be available to you, as well, so you can make your choice as to whether or not you`ll make an appointment with that particular dentist London Ontario. If you are checking out more than one dentist, be sure to have all the license numbers on hand for reference.

Online Searches If you don`t wish to go through all the hassle of looking up your dentist`s license number and calling to find out more information, you will find that there are websites that specialize in providing information about dentists in your area. All you need to do is type in the dentist`s name and the information will come up. Most sites do charge a fee to see all the information, that which you would be able to find out for free by calling the state board.

Most people will find that it`s simply easier to pay the small fee and have the information immediately and conveniently. You`ll have access to any dentist on the list and will be able to quickly scan through and find out which ones in your area have had problems with the Board before. This is immensely helpful in choosing a dentist.

It`s just common sense to find out whether or not your dentist is a good one or has complaints against him before you arrange any dental work. You wouldn't leave your car with just any mechanic, so why would you let just any dentist touch your teeth? It pays to find out who you`re trusting with your mouth!

Take the time to do a little research, find out if any disciplinary action has been taken against the dentist in question and to ensure that their license is still up to date. You`ll be very glad of it if you should find out something unpleasant, and if you don`t, you`ll still have peace of mind while you sit in the dentist`s chair. - 16732

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Buying Apple Refurbished and Used Mac Laptops is a Wise Choice

By Harley Hamilton

Apple refurbished and used Mac laptops are a great option when considering buying a computer. Whether you are looking to upgrade from the computer you already have, trying to meet business or personal needs or have a student in need of a system for schoolwork a refurbished Macintosh computer is a smart choice. It will meet all your technical needs as well as be easier on the pocketbook.

Lets face it; we all want the best value for our dollar. And refurbished computers provide just that. These computers are often never used, having been ordered but not shipped or having been returned without even being turned on. The computers that were used are put through rigorous testing and must meet the same standards as any new computer leaving the plant. All your computer needs can be easily met with a refurbished Mac laptop. Anything that you want to do with your computer, from CAD projects to playing your favorite movies to all your business accounting can be done just as professionally and easily on a used computer ordered through Apple as it can on a new one and for half the price.

You can get refurbished Apple laptops with features that you will not find on a new PC and you get amazing support with your purchase. There are all the same options available in refurbished models as you can with brand new ones, wide screen glossy monitors, built in cameras and lots of great software already for you to use.

Refurbished and used Mac laptops sold through the online Apple site also come with technical support and a warranty just like new computers. You can shop from the comfort of your home, see all the options available, get customer service, and have it delivered to your door all for a much lower price then you will find anywhere else.

The Apple site is simple to use and answers even the most perplexing questions any time of day from anywhere you want. You can buy a quality computer in the middle of the night while wearing your pajamas or on your lunch hour at work. It is a quick, secure, and straightforward process that caters to the needs of every customer.

Once you find the refurbished computer that suits your needs there are lots of support available to you from on site customer service by knowledgeable employees of Apple to an owners manual that will be shipped with your computer. You will have all the technical support available and can even purchase the appropriate features that will be perfect for you. Apple has the highest standards for each computer to make sure that it will be as problem-free as any new computer you might find yet is easy on your budget as well. There is no excuse to keep putting off getting the computer you always wanted.

Apple refurbished and used Mac laptops are a great answer to anyones computer and technological needs. There is a product available to meet even the pickiest of customers needs and Apple offers them all from their client friendly site. There is no need to put off getting the computer you have always dreamed of because Apple refurbished and used Mac laptops are the top of the line and most economical choice available today. - 16732

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The Difference between Monthly Contacts and Continuous Wear

By Amy Nutt

Contact lenses are a great thing to have. That is because those who are able to wear them are not under the restrictions that glasses put upon them. However, in recent years the entire world has changed for the contact lens wearer and that is the fact that new types of contacts have come out. Amongst these new types of contacts are those that you can wear for an extended period of time. They are monthly wear and continuous wear.

Both monthly and continuous wear contacts are called extended wear contacts. This is because they are able to be worn longer than your traditional contact lens. Traditional lenses come in daily wear, weekly wear, and bi-weekly wear. This means they have to be disposed of daily, weekly, or every two weeks. What you wear is up to you and what your tolerance is.

What are extended wear?

With the development of extended wear contacts, people dont have to change their contact lenses daily, weekly, or every two weeks. They can wear them for approximately 30 days before they have to throw them away. It may seem that they are more expensive, but it all reality you do save money.

However, not everyone can wear extended wear contacts and, if they are able to, they may find that one kind of extended wear does better for them than another. For example, some may want a monthly contact lens and another may want a continuous contact lens. But whats the difference?

Monthly vs. continuous

The difference between monthly contacts and continues wear contacts is not really all that different. The only difference is that monthly contacts need to be taken out every night. This is more or less the same as your traditional contact lens. You take them out and let them soak overnight so that theyre clean the next morning.

Continuous wear contacts allow you to wear your contact lenses for 30 days straight without having to take them out. This means that you can sleep in them without having to worry about anything. After the 30 days is over, you simply throw them away. There is no having to clean and soak them every night like with monthly contact lenses.

However, there are some individuals unable to wear continuous wear. Some people have eyes that are more sensitive than others. Some individuals may also have issues with calcium buildup on the contact lens. This can cause issues such as Giant Papillary Conjunctivitis. This is when bacteria become trapped and an infection occurs. Those susceptible to this may not be able to wear continuous wear. They will be better off with the monthly contact that requires them to take the lenses out every night.

Which is best?

Which is best for you depends on what your eyes want. There are risks associated with all contact lenses including theatrical lenses. Infection is the main issue, so most people decide to try out the different types of contacts before committing. This is why your optometrist may find giving you trials before actually ordering is a good idea. That gives you the opportunity to figure out what is comfortable for you.

Besides, your eyes are very important. Without them, functioning would be very difficult. Thats why it is very important for you to be able to find the contact lens that is right for you. Talk to your eye doctor about monthly contacts and continuous wear contacts. Let them tell you what risks exist for you and what your options may be for your particular situation. You might be quite pleased with the results that you receive. - 16732

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Wind Power's Role In Powering The Future

By David Sullivan

Alternative energy sources are becoming more desirable as the cost of fossil fuels rise and more people are concerned about the future availability of these fuels. Additionally, many people are choosing more environmentally friendly energy choices that are renewable, free and don't produce harmful emissions.

If you are concerned with rising energy costs too, an excellent energy that you can implement yourself if wind energy. You can build your own turbines that will last for years and end up saving you a lot of money and worry.

You'll want to make sure your location will be suitable before you build a wind turbine generator. You'll want to look at your zoning laws, your neighborhood, and consider how much electrical power you want to generate. You'll need either at least a half an acre of open land or you'll need a tower higher than anything in your immediate surrounding area so the blades can catch the wind. The average wind speed in your area will determine how much energy you can generate.

If you have a lot of energy blowing through your backyard, the amount of power a wind power generator can create may surprise you. If you make an efficient generator from good plans, you can save a large chunk of your energy bill each month.

The surplus energy generated by your turbine can be sold back to local power companies, making you a profit. In order to do this, all you need is to be connected to the grid. You'll be able to watch your energy meter spin backwards as you feed power back to the utility company.

Some people end up with only a turbine or two because of zoning restrictions or backyard size restrictions, but you can still manage to save a large amount of your power bill.

Many have built homemade wind turbines already and can save up to 50% of their energy bill with just one turbine. These types of turbines can also be made in only a few weeks, depending on how much effort you are willing to put in and how much spare time you have.

A wind turbine requires very little maintenance, and you can mount one on a single pole located in your yard. It can help you decrease your power costs by a decent amount every month. - 16732

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Find Out How To Get Your SAP Certification Easily

By Mark Howard

A astonishing number of people who plan to take a SAP Certification class dont know that SAP means Systems, Applications, Products in Data Processing. This name comes from the German enterprise built in 1972 that is located near the picturesque town of Hiedelburg. 5 engineers who had previously worked for IBM started this organisation, whose full name in German is Systeme, Andwendungen, Produkte in der Datenverarbeitung ( thus the initials).

Invariably, those who are preparating to begin SAP get perplexed. There are so many modules to opt from that they have troubles gauging which modules will suit them better. To solve this dilemma, you should review your own area of expertise. What are the wants of your field? What could be improved? How much do you need to know to come out ahead? What skill will give you a competitive edge over your peers? Knowing the solutions to these queries will aid you to pick out the right modules.

SAP covers a huge kind of business areas such as administration, programming, warehousing, finance, and distribution. Every Last region encompasses numerous prospects in and of itself, so you have to be sure where you set in best before continuing.

Having a SAP certification is like having a direct passport to the business world because there is hardly any other globally recognized credential that carries the same weight. Bosses know that those who have gained one have perfected their skills by acquiring direct experience and have studied rigorously. Their powers have been showed by nailing the demanding and process-oriented exams full of practical questions that are special to certain software.

Before going forward, you have to recognize more about the 3 levels of SAP certification. The competitive advantages 1 profits by finishing them are detailed below.

Associate certification: This particular certificate covers the fundamental wisdom 1 wants to be a SAP consultant, which sees prosperous attainment of tremendous SAP answer information and skills. With this type of certificate 1 can:

Gain the highly valued mark of excellence sought by clients.
Stand out in a crowd.
Execute tasks skillfully and confidently.
Have access to a wide community of SAP peers.

Professional certification: This is an advance certificate and demands proven experience on project handling, knowledge about business procedures, and as well a particular knowledge of SAP results. With this documentation 1 can:

Demonstrate experience through a meticulous testing procedure.
Lead engagements and jobs as well as execute them.
Have access to a large community of SAP matches.

Masters certification: This certification presents expert knowledge of specific areas of SAP software and also the prowess to drive advancement and solution optimization with the help of solid understanding and vision. Gaining certification at this level stands for that one has big project experience, thorough project wisdom of SAP, and as well the capability to produce a future data technology vision within intricate project environments. On reaching the masters certification, one can:

Secure a position in an elite group of visionary experts.
Succeed in a peer-reviewed, all-inclusive admissions process.
Have the ability to guide and define long-term schemes.

Have the right to involve yourself in master-level conferences, colloquiums, and industrial events. - 16732

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Home Business Tips To Work At Home

By C R Bolden

If you are in search of a work at home business and you want to earn money online then you have come to the right place to help you get started. I will advise you with legitimate ways to make money from home and avoid steering you towards the numerous works at home scams that have flooded the internet. Take my word for it the scams are out there and they come in different shapes and sizes. Ultimately you have to defense yourself and avoid scams so here are a few work at home business tips.

I wanted to help others who wanted to start their own business. I also wanted to help others be able to work from home, start their own earnings so you will be able to quit your nine to five jobs. I definitely wanted to steer people towards the better offers or at least teach them how to recognize a work from home scam when they see one.

Because when people are starting off in a new home business they are very much illiterate in this matter and face lots of scams which ultimately hurt them a lot in the long run.

In order to avoid scam first, review the types of work at home jobs that are available, along with the job listings. Then, check out the lists of companies that are known to be "telecommuting friendly" and most of these employers list work from home jobs online.

Avoid those Jobs that promise you great amount of money with little investment of time and no experience. They are 98% scam. Work at home jobs requires skills like writing, graphic design, programming or web design etc. Make sure that the company's training and support is a top issue within the company. Make sure that you have the relevant experience as well other wise it is a bit difficult task to find the employer who is interested in hiring you.

Many people are looking to use the internet to supplement their income. A work at home internet business is convenient. It can also allow you to supplement your income from the convenience of your home. The convenience of an internet business is especially useful for budding entrepreneurs who are unwilling to quit their regular jobs.

There are many ways to supplement your income by using the internet. Once you have come to the decision that working from home is the right answer for you, finding a legitimate work at home job or a business opportunity can often be a time consuming endeavor because you want to take your time and find the right one from the jump.

If you do not want to assume the risk that comes with starting a business, and do not want to start a work at home internet business, there are other options available. Unfortunately, there are many scams on the internet that masquerade as legitimate part time opportunities. Before investing in such scams, it is highly recommended that you get together with an expert in that particular field first. - 16732

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If you want to earn more you have to learn more!

By Olafsson Ol

To make money online you just need to pick one of the methods and do it. There are a number of know-hows to choose from, and many more that I have not explored.

To make money online and residual income is what everyone wants for the work they do. Everybody would love to be paid over and over for something they do once have to learn how.

To learn how to earn money online is a lot more complex than most people think and we try to explain that to him, but he'd just give us that blank, irritated look that was permanently affixed to his look.

He was pretty much clueless about how the marketplace ran and he sure did not want to hear nearly how there were already enough folks trying to learn how to earn money online, and failing at it, selling the same kinds of crappy things that he was.

Bloggers can also earn money with online stores that offer free learning program. This way you attract traffic, get more returning visitors and get paid if your visitors register on your site.

Web log* by nature requires constant updating and interaction with readers. While the Content Niche sites we want to make requires nothing to no maintenance.

Bloggers like Kyle and Carson who blogs about How to Make Money Online , have been writing about this for some time.

Someone has an ugly looking blogger blog, hosted on a free platform, and many of the first time visitors to his site don't even get onto the content because they assume it must be average because of the way the blog looks, or that fact that it is on a free platform.

I point everybody to see what Kyle and Carson are doing in Wealthy Affiliate. Thy show everyone the right way to work online. You should cheek it out to ... - 16732

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How To Select A Surgeon For Lasik Eye Surgery

By John Carew

For those with poor eyesight, improving it is something they sincerely hope for. Bad eyesight can ruin a person's life in many ways, preventing the full enjoyment of many things. It can also be a stumbling block to certain careers that one might hope to be in, such as being air stewards or stewardesses.

However, with modern technology, eyesight problems can now be treated to a great extent. Conditions like astigmatism and myopia are now problems that occur widely due to the proliferation of computers and other products that harm the eyes due to overuse. With laser eye surgery, these problems could soon be a problem of the past.

However, the high cost of laser eye surgery is a huge stumbling block for many potential patients. The procedure can cost anything from $500 to thousands of dollars, depending on each patient's requirements. That often prices it out of the range of most people.

Lower priced or better value for money Lasik surgery can be found by enlisting the opinions of various surgeons. Not all surgeons will charge sky high fees for the procedure. There are laser eye surgeons who have managed to maintain a strong customer base as a result of good success rates. This produces word of mouth which maintains their business.

Getting a good surgeon requires the mandatory process of consulting them on their past records in laser eye surgery. Do not be alarmed by someone who does not have a perfect record. Ask them for their opinions and gauge their openness to sharing their experiences. The better ones will always outline the risks involved and margin for errors.

During consultation, take note of the tests that the surgeon should require you to undergo. This is an important part of determining if you need, or are suitable, for laser treatment on the eye. If the surgeon agrees to the operation without performing these tests beforehand, it is not recommended.

By consulting a number of doctors for their opinions, one should then check who best fits the requirements. The surgeon should recommend the lasik treatment that will benefit the eye condition, and not a specific procedure that he might be trying to market. Always gather a few opinions to get the best consensus.

Laser eye surgery can raise the quality of life of a patient, if done correctly. Not only will one regain better vision, that directly leads to a wider choice in life. It also highlights the need for everyone to take care of their eyes, bad eyesight or not. - 16732

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Considerations When Buying A Yamaha Inverter Generator

By Adrian Fletcher

Yamaha has a fine reputation for building quality, reliable machinery. Principally this is in the automotive industry but have built a pretty solid reputation in the power tools market too.

So it's not surprising that the range of Yamaha Inverter Generator is a great brand to purchase if you need a portable power source (both AC and DC). However, do you know which Yamaha Inverter Generator to buy given that wide range of models on the market ?

At last count you could choose from around 15 to 20 different models so what should you look for when getting a Yamaha portable generator? Price, portability, output and how it will be used will usually determine the model of generator you purchase from Yamaha.

How The Generator Is Used

Despite being listed last, how you plan to use your Yamaha Inverter Generator is arguably be the largest deciding factor. Next comes the price when determining which model to go for. It goes without saying that the issues of capacity and portability take care of themselves once you've answered these two questions. For instance, will you be using this generator in an industrial workplace or in the residential home?

For instance, in the home the generator might be used to power a few household appliances, like the freezer or fridge. It wouldn't make sense to use it as the primary source. It just wouldn't stack up in cost terms to fuel a generator for this purpose. It is more for a backup system. In a commercial sense, it might make more sense to use a generator more often to power tools and temporary facilities on a construction site. In theory the generator would have more capacity and be running more often but it would pay it's way by allowing the workers to get their jobs done.

Yamaha has a varied selection. You can start with the EF1000 that provide 1000 watts for 11 hours on one load of fuel. That's not bad. This is the first in the EF Yamaha series that goes up to EF6600.

Other features to think about apart from capacity are things like the noise level. If you are using it on a worksite this may not matter but in a residential setting it will be a consideration. Also think about the weight, ease of starting and efficiency.

There are a variety of industrial models of the Yamaha Inverter Generator as well. Each one, like the consumer models, has a high end output and different lengths of time one tank of gas will operate it. Knowing the potential workload is essential to choose either the consumer or industrial type of generators.

Where To Buy The Yamaha Inverter Generator

You'll find a portable generator of some flavor in your hardware store. You can really have a good look at it and touch it, feel how heavy it is etc. However, in terms of variety and even a better deal you may want to look on the internet.

Certainly the internet is a great source to check out all the Yamaha models. It will probably provide a better deal too but factor in shipping to arrive at a final price. - 16732

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In Foreclosure?? 5 ideas to use to get out.

By Doc Schmyz

Your house is the last thing that you want to loose. Unfortunately even though we know this for a fact, we tend to take our mortgage payments for granted and end up loosing our homes. In this case, a home foreclosure will happen. When a borrower fails to pay his or her mortgage for a number of payments (usually 3) the lender will foreclose by selling the house or repossessing it.

Often the lenders lead their borrowers to believe that they don't have other options available. However, there are other alternatives that homeowners can use to keep their house off the auction block. The following are a few ideas to help you if your in the foreclosure process.

1)Short stop

In some cases you can get a short refinance for the foreclosure of your property. If you don't want a new loan to cover an existing one, you can ask the help of a friend. A borrower's friend or relative can buy or pay off the mortgage.

2)Negotiate a different payment plan

The homeowner agrees to pay a portion of the amount and agrees to pay the rest in the succeeding months. The homeowner shows proof of their income and pays a down payment. This is a much easier way and most lenders agree to this plan.

3) Change of plans

A temporary change in the terms of the loan can be given when properly negotiated. These changes include amortization extension and reduction of interest rate. A foreclosure negotiator handles the job of getting these plans approved.

4) Third party sale

The foreclosure property is sold to a third party. The proceeds will go to the mortgage lender as a settlement for the debt. This is the most common conclusion to a foreclosure.

5) Friendly third party sale

The third party who buys the property sells it on foreclosure to clean the deed of other holders. Then the property is sold back to the original owners/borrower.

These are just some of the options that borrowers can use in attempts to retain their properties. Remember these alternatives are outside the original terms of the agreement. Homeowners will have to negotiate their way with lenders and banks. Preventing home foreclosure is still better than looking for a cure. - 16732

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Learn Speed Reading For College

By Dr. Jay Polmar

The Complete Speed Reading Program includes world renown, Be Dynamic through Speed Reading. It's designed especially for college students who read large volumes of printed material. Sometimes they get frustrated when they can't keep up with all the reading workload they must accomplish.

Instructors and professors who are authors produce an endless stream of printed material, that even the most avid of students struggle to keep up.

With Be Dynamic through Speed Reading course, and the Complete Speed Reading Program you'll speed read at twice to three times the amount your current reading speed. You'll have enhanced memory, recall, concentration, and comprehension as well.

The human brain/mind can comprehend and catalogue from 10,000 to 50,000 units of information every minute (one unit being equal to one word).

Based on new technology in education and strides in self-development, your brain/mind is capable of speedreading much more. Speed reading is a great educational tool.

If you study in live speed reading classes taught in major US cities, or use online speedreading courses, or use speedreading software programs, we are sure that your abilties to read better, read faster, and understand what you read will be improved.

Be Dynamic Through Speed Reading is the only speed reading course especially developed for college/university students includes, mind mapping, memory/recall, notetaking, test-taking, and writing papers. By Dr. Jay Polmar, it's all self-taught in 7.5 hours. - 16732

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Canon responds to black dot and banding concerns

By Dan Feildman

Canon came out with a statement concerning questions that have been raised about the EOS 5D Mk II. Their message addresses the widely talked about 'Black Dot' and 'Vertical Banding' problems that have been reported by existing and potential owners who have been looking at the camera's output. Canon says it is looking into both issues and is working on developing measures to reduce or eliminate these incidents.

Canon statement:

To Owners of the EOS 5D Mark II Digital SLR Camera

Thank you for using Canon products.

We have learned that some users of the Canon EOS 5D Mark II digital SLR camera have identified two types of image quality phenomena that appear under certain shooting conditions.

1. "Black dot" phenomenon (the right side of point light sources becomes black) 2. Vertical banding noise

We are currently investigating and analysing the causes, and examining measures to reduce or eliminate these phenomena by providing correction firmware. An announcement will be made on www.canon-europe.com as soon as measures have been determined.

Details of the phenomena and shooting conditions under which they are likely to occur are as follows.

1. "Black dot" phenomenon (the right side of point light sources becomes black) When shooting night scenes, the right side of point light sources (such as lights from building windows) may become black. The phenomenon may become visible if the images are enlarged to 100% or above on a monitor or if extremely large prints of the images are made.

2. Vertical banding noise If the recording format is set to sRAW1, vertical banding noise may become visible depending on the camera settings, subject, and background. ? Vertical banding noise is not noticeable if the recording format is set to sRAW2. ? Vertical banding noise does not occur if the recording format is set to RAW or JPEG. ? Noise can be reduced if C.Fn II-3: Highlight tone priority is set to 0: Disable.

Canon apologizes for any inconvenience caused and thanks photographers for their patience. - 16732

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Kenya beach and safari holidays make perfect twin centre holidays

By Richard Robins

Beach and safari holidays to Kenya are an experience not to be missed. This once in a lifetime holiday can take in Kenya's beautiful wildlife as well as the wonderful Indian Ocean beaches, to create the perfect twin centre Kenya holidays.

Holidays in kenya are becoming so popular with the british public partly due to the almost perfect year round climate. Add to this the fact that Kenya holidays offer such incredible value for money, an abundance of activities and a great cultural experience, there is really know better place to have that once in a lifetime holiday or honeymoon.

The quality of hotels in kenya can vary greatly and range from budget accommodation right up to deluxe 5 star luxury properties. The majority of the beach hotels are situated within an hours drive of Mombasa, with many clustered together providing a good variety of both hotel and beach activities.

If you wish for your Kenya holidays to include a safari experience then there are so many to choose from. There are however to main choices you need to make; do you fly direct to Mombasa and do a short 2 night safari to the Tsavo National parks or travel via Nairobi and experience the world famous Masai Mara?

The game viewing opportunities in Kenya stretch far and wide but what wildlife you get to see on your Kenya holidays will depend on which areas of this vast country you choose to visit. There is one thing for sure Kenya will not disappoint.

Combining both beach and safari holidays in Kenya can cost a great deal less than you would imagine. 7 night Kenya holidays with a 2 day safari extension can cost from as little as 700 - 800 per person and even a 4 or 5 day Masai Mara safari with 7 day luxury beach stay will often come in less than 2000 per person.

The weather in Kenya is fairly consistent year round but there are annual rains that occur between April and July each year. These rains generally come in short bursts and will not deter from the enjoyment of your Kenya holidays.

Whether you choose a Kenya beach holiday, Kenya safari holiday or a twin centre holiday in kenya this is one place we should all experience. - 16732

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Excel 2007 Number, Currency And Accounting Formats

By Lynne Kramer

Often, when you enter numbers into a spreadsheet, you need to ensure that the number format is consistent. For example, if these numbers are prices, you may want to display the currency symbol or you may simply want to specify that the number of decimals displayed is always two.

Unless you specify otherwise, all numbers in Excel are rendered in the "General" format. This means that numbers are displayed exactly as you enter them: if you enter two decimals, two decimals are displayed; if you went to one decimal, one decimal is displayed; and so on.

When specifying the number format, the best idea is usually to select the whole column. To do this, click on the letter or letters representing the column. (Any text contained in the selection will not be affected by the number format you specify.)

Number formats are found in the "Numbers" section of the Home Tab of the Excel Ribbon. There are three principal formats related to numbers: the first is "Number", the second "Currency" and the third "Accounting". To access the full range of number formats, choose "More Number Formats" from the "Numbers" drop-down menu. Another method of accessing the same dialog box is to click on the launch button in the "Numbers" group of the Home Tab.

When you click on one of the number formats on the left of the "Numbers" dialogue box, you are given a series of choices which enable you to refine the way that the format will work. Thus, if your numbers refer to an hourly rate, you would click the "Number" category in the left column and then specify two decimal places. The option to "Use Thousands Separator" will add the appropriate separator to demarcate thousands. The separator used will depend on your locality: for example, in the UK or USA, a comma will be used; in European countries, a dot will be used.

The final option in the "Number" category controls the display of negative numbers. The default is to display a minus sign in front of the number and leave the colour of the number unchanged. However, you can also dispense with the minus sign and change the colour of negative numbers to red; or you can both change the colour of negative numbers to red and display the minus sign.

When you click on the "Currency" category, you have pretty much the same choices with the addition of a currency symbol. One can specify which currency symbol is used or one can dispense with the currency symbol altogether.

The "Accounting" category is almost identical to "Currency". Once again, we can choose the currency symbol. However, you will notice that there are no choices relating to negative numbers. The convention in accountancy is to put negative numbers in brackets.

As an alternative to using the number dialog box, you can also click on one of the series of handy buttons which are used to apply each of the number formats with single click. There are also two buttons for decreasing and increasing the number of decimals displayed in the highlighted cells.

Finally, there may be times where you enter a number into a cell but do not want Excel to treat it as a number. For example, if you have a column of data representing an ID, although the ID may be numeric, you may not want Excel to regard it as a number or to modify it in any way. You will probably want it to simply stay exactly as it was entered. Whenever that's the case, it's best to format the number as "Text". The simplest way of doing this is to highlight the appropriate column and in the number dialog box choose "Text" as the category. - 16732

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File Formats in Word 2007

By Mark Matthews

Microsoft Word 2007 is capable of working with files in three formats. The native format uses the file extension ".docx". Files saved in this format can use the full range of features found in Word 2007, with the exception of macros. Any Word 2007 file which contains macros must be saved in a separate file format using the file extension ".docm".

In addition to its two native formats, Word 2007 is also capable of both opening and creating files using the old ".doc" file extension, the file extension which was used in previous versions of Word. However, Word 2007 documents which are saved with this file extension will not have access to the full range of features found with in Word 2007. Some new features, such as Themes, will not be available in any files saved with the ".doc" extension.

When a new Word 2007 document is saved for the first-time these three options are available in a drop-down menu labelled "Save As Type". Unless you specify otherwise, new documents will be saved with the file extension ".docx". However, if you're sending the document to a person using an older version of Word, you can save the document in a backward compatible format, using the file extension ".doc".

what about the ".docm" format? Well, when you open a document containing a macro, by default, Word displays a security warning notifying you that macros have been disabled. If you want to, you can then click on Options and enable the content.

When you open a file created in an old version of Microsoft Word, Word 2007 does not automatically convert the file to the new format. For your convenience, it leaves it in the old format and goes into a special mode called "Compatibility Mode". (The words "Compatibility Mode" are displayed in brackets next to the document title.)

While the file is in compatibility mode, you can still continue working on it. You can make changes to the document and you can save those changes. The file will remain in the old format and remain in compatibility mode. However, certain features, such as Themes, will not be available when working in compatibility mode. If you position the mouse over the Themes area of the Page Layout Tab, a tool tip appears saying "This document has been opened in compatibility mode. To use this feature convert your document to a new file format. Click on the Office button and then click convert." If you follow this advice "Compatibility Mode" disappears from the title bar and when we save the file Word changes the file extension and the document will then have been fully converted to the Word 2007 format.

If you work in an environment where both Word 2007 and older versions are in use, then Microsoft may have provided another solution. You have the option of installing an update called the Office Compatibility Pack. This makes it possible for previous versions of all the Microsoft Office packages to open the new Office 2007 file formats. - 16732

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Straw Cowboy Hats: Bargain Fashion

By Ned Dagostino

Strange are the ways of fashion! The protective headgear of the ranch-hand and ranch owner alike more than two centuries ago is still in vogue! Back then its purpose was entirely utilitarian. Today, it's a style and fashion statement! This is the case of the straw cowboy hat.

The cowboy hat is a fashion statement and a fashion accessory in today's fashion-conscious world. Cowboy hats are no longer rough and tough wear, reflecting the tough life of the ranchers and cattle herders. They have become elite symbols of an elite fashion culture. Ladies regularly don fashionably made up cowboy hats with a variety of beautiful designs.

Among all types of cowboy hats, the straw cowboy hat is by far the most popular. They appear to be the all time favorite of hobby gardeners. Tourists have their pictures taken in them. Going on a picnic? Don't forget to carry your straw cowboy hat! Anything is a good enough reason to wear a straw cowboy hat, especially in the summer.

Ever wondered why straw is used to make hats? The open weave design of these beauties is great for keeping a cool head out in the sun. Straw is light on the head, and does a good job of protecting your eyes and head from the sun. Yep, your hair does tend to get a little moist in the rain, though!

This is a particular type of straw that is used by the normal straw cowboy hat. Its called toquilla straw. When next you buy a straw cowboy hat, check with retailer or read the label to find out what straw is used to make the hat. Of course, straw cowboy hats are made from a variety of straws, but toquila straw is the most popular.

The straw cowboy hat made of toquilla is also called a panama hat. That's because panama is very close to Ecuador, the home of the toquilla straw that goes into the making of the panama hat. OK, I agree, someone got a little geographically confused! Thinking of buying a straw cowboy hat? Here's a tip for you: try the gardening section at a department store! The awfully nice thing about these hats, apart from their romantic good looks, is that they don't cost you the earth. They're downright cheap to buy.

So, I hope you know why straw cowboy hats are so very popular. They are light on the head, so you don't feel burdened even after a long time. They're cool to wear out in the sun. They're much cheaper than other kinds of cowboy hats. And oh yes, they do keep the sun off of your head, and the sun's glare from reaching your eyes! - 16732

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How to Make Money Online With Free Online Paid Surveys

By Harry Constantine

Want to earn some money online? Free online paid surveys are an ideal way to start. You will find several websites provide such opportunities. All you required doing is registering with these websites with and providing them with authentic information, regarding education, career, etc.

With info the survey sites will send you questionnaires, these will be related to your field of education or hobbies or general lifestyle. Each completed survey will pay you certain amount of money. You need to complete the survey within given time period, otherwise the survey would not count completed.

There are quite a lot of free paid survey websites. You will keep on receiving surveys depending on the place you stay. People staying in advanced countries tend to receive more surveys to complete and automatically more income than those staying in developing nations. And the money paid for completion of each survey also varies.

However, most free paid survey websites are available not just for certain countries; people from all over the world can access these sites and give their profiles, whenever there is an international survey available the survey companies send members the questionnaires to be answered.

International companies need feedback from their global customers, this is where the international free paid surveys come in. Global companies value the service provided in their own countries as well as the international clients because these clients generally form a sizable chunk of their customers, not getting adequate feedback can make them lose important clienteles.

Frequency of how many surveys you will end up getting through free paid survey websites depends on how well they are managing their business and how well they are marketing themselves. If you would like to know more about these sites you can read their Frequently Asked Questions and get more acknowledge about their businesses. - 16732

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Never Tell Your Child We Cant Afford It Again!

By Christina Helwig

The words We Cant Afford It sets up a lack and limitation mindset in your childs psyche. They get a little achy feeling inside and never really understand why the family cant afford something. Your child will start the process of holding themselves back from things they want based on your words. This mentality also sets up lack and limitation in your own mind. You instantly cut yourself off from ideas and solutions to a cash crunch. Inside your subconscious mind you blame yourself for not being able to fulfill your childs wants and dreams. The only thing that can come out of this statement is a negative feeling: for both you and your child. I suggest that you approach these delicate situations with two tricks that will work wonders if you let them.

Helpful Hint #1: Sit Down With Your Child And Show Them Your Budget

Yes, that's right I said show them your budget. This of course infers that you actually have a budget. If you do not have a budget use a spreadsheet program and make one after you finish reading this article. Include everything you spend money on during an average month. Dont forget to average in things like hair cuts, school clothes and car insurance that you pay every few months or so. It is also very important to include fun in your budget. You spend money on movies, eating out, lattes and toys for the kids anyway right? Lastly when creating your budget include a savings plan and a cushion for unexpected items.

You might have a problem with the budget. You might already be running at a negative amount. At the very least this process will allow you to see how much in the red you are each month so that you can apply helpful hint #2 below to fill-in the gap. Your budget should be realistic and you should execute it each month. If you consistently outspend your budget in certain areas like food, you need to either stick to your plan or increase that area of spending.

Explaining A Budget To Your Child

Budgets are typically something that a child under the age of 13 might have a hard time grasping. You will need to improvise with them and put the budget into terms they can understand. Depending on their age, get a bag of M&Ms and use that to discuss the budget. Have them count the number of M&Ms in the bag and then write it on a piece of paper. Once they have done this tell them how many M&Ms you pay in rent each month. Then have your child push those into a circle on a piece of paper with rent written inside it. Continue with this process until you have worked through your budget [or a minor version of it] and have run out of M&Ms.

When it comes time to talk about the toy, lesson or other item that your child wants talk to them about how much the thing costs. Tell them that it costs X M&Ms and that for this month you have already used your M&Ms up. This sounds silly but they will understand it. Show them which categories you absolutely must put M&Ms into each month like rent, gas, and utilities. Then show them the discretionary categories that you spend in. Show them that if the family gives up cable then they can have the toy they want and vice versa. Ask your child if they prefer to have t.v. for the month or the toy etc. If you are truly struggling make the choice dramatic. But keep the game fun. Never make them feel bad for wanting to have the things they want. Tell your child they can have them but either they have to save for them or give up something else for a little while.

Helpful Hint #2: Think Up Ways You Can Afford It With Your Child

The next exercise you should do with your child is sit down and brainstorm on ways you can afford what they want. Make sure you discuss all the trade-offs involved and have them do the bulk of the work to acquire the item. This will build pride and self-confidence in your child. They also might reevaluate whether they actually want the toy in the first place. Some well placed chores to earn an allowance can get rid of the I want it, I want It syndrome that seems never ending.

Some of your brainstorming can include your child mowing lawns, doing gardening for the neighbors, completing extra chores, babysitting or otherwise taking an active role to earn money to pay for the item. You can also tell your child that you will match them dollar for dollar for any money they earn to acquire the thing they want.

Lastly, continue to discuss trade-offs that you can make. Can you cut out things from your budget that are really not helping you. Maybe eat out one less time a month or work a few extra hours of overtime? Taking these measures will not only help your child, it will help you get some breathing room in your budget so that you are not stressed and financially unstable.

Your brainstorming session should definitely include ways that you too can earn some extra money. Maybe you can joint babysit with your child and you give them a portion of the money you earn for helping. There are always people looking for help. While some jobs might not be the most desirable they get you to where you want to be and will help you provide the life you want to give your family.

Open Up to Possibility

These two processes will help you and your child think of positive ways to change a situation. Your child will learn to focus on possibility and will not focus on limitation or what they cant have. Often their little minds will come up with things you never thought of to make something work. You as a parent will have a better understanding of what is really important to them. Maybe the soccer lessons are not as much fun anymore for the child and they would rather have a new bike to play with their friends or a designer jacket to fit in better at school.

Youll never know the answers to these questions until you sit down with them and let them tell you what they want. It is critically important to discuss finances with a child at a young age. Too many of our young adults are going through college and life saddled with debt and limitations because no one wanted to talk about money when they were young. Talk about it, make it a priority and change your familys perception about money and what is possible in life. Its only when we take active steps to counter a situation that it improves and we grow. - 16732

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